Our Core Values
Client First Mentality
We are fiduciaries, which means we are legally required to act in the best interest of our clients and to put their needs ahead of our own. While it seems like putting client needs first should be the universal standard, unfortunately not all financial professionals are held to this duty of care. Within all aspects of our business, we put you and your family at the forefront of our decision-making and to also inform you of when changes are made – after all, it is your money and your financial plan.
Goals-Based Investing
We believe that your unique goals, ambitions, and situation dictate your finances. As a result, each individual client and investor should have a uniquely different financial plan and investment allocation. What does this really mean? We tailor our services, portfolio allocations, and recommendations to you and your situation. We are not bound to selling specific products or offering the same advice to each person that we work with. Our advice and recommendations will be unique to you!
Transparency
We are fully transparent about how we are compensated in working with clients and what the all-in cost may be in utilizing our services. Rather than hide behind fees like other firms and advisors may do, we like to be upfront on our advisory fee(s) and associated expense ratios that are utilized in portfolio management. We understand that we may not always be the cheapest or best option for you, and if that is the case – we will certainly let you know if it is not a good mutual fit.
The IAMS Investment Process
Your portfolio built around your goals
1. GOAL DISCOVERY
This is the first and most important step when establishing a portfolio. Without an understanding of your current financial situation and what is important to you, your advisor cannot create a suitable solution for you to achieve your goals.
2. RISK ASSESSMENT
Your advisor will conduct a thorough risk assessment to determine your appropriate risk level. This understanding will help your advisor customize a solution intended to help you reach your goals while maintaining a risk tolerance you are comfortable with.
3. RECOMMENDATION
Your advisor will provide you with a comprehensive risk analysis of your current portfolio and present side-by-side recommendations that match your risk tolerance and can help achieve your goals.
4. IMPLEMENTATION
Your advisor will work closely with IAMS Wealth Management to implement your customized investment strategy. IAMS will execute trades and run various quality checks to ensure that your account is properly implemented and maintained.
5. ONGOING REVIEW
Your advisor will conduct ongoing reviews of your account to ensure that your portfolio stays focused on your goals and within your assigned risk tolerance. If your goals or risk tolerance ever change as time goes on, so can your portfolio.
